Should I Upload My Financial Information To Emoney?

Overview

Quicken uses dissimilar connection methods to download from your bank. The method Quicken chooses depends on the services supported by your bank, your preferences, and Quicken's relationship with the depository financial institution.

There are three ways Quicken interacts with your banking concern:

Express Web Connect (Quicken Connect in Quicken for Mac)
Direct Connect
Web Connect

Spider web Connect is, simply put, a fashion you tin download your transactions directly from your bank'due south website and import them into Quicken.

With the Limited Spider web Connect (EWC)/Quicken Connect and Straight Connect methods, Quicken communicates direct with your bank on your behalf. You lot don't have to sign in to your bank's website and manually download transactions - Quicken does this for you. With Direct Connect, Quicken can even talk back (for bill pay, money transfers, etc.).

Ok, so how does information technology work?

Depending on the services supported past your banking concern, Quicken chooses the best available method to update transactions and balances. Quicken will ever start with Direct Connect if your bank supports information technology. Your bank will typically take you give them a call to establish Directly Connect, since existent-time transfers of coin are involved. If your bank doesn't support Direct Connect, then y'all'll be automatically gear up to utilise Express Spider web Connect/Quicken Connect. Limited Web Connect/Quicken Connect are the nearly common connection types.

Note: Most banks make the terminal 90 days of transactions bachelor for download. If you demand transactions from before those ninety days, contact your banking concern for assistance.

Is my financial information safe?

To read more near how Quicken protects your fiscal information, click here.

Instructions

Calculation a Direct Connect Account

Quicken for Windows

Quicken for Mac

Calculation an Express Web Connect Account

Using Spider web Connect to Download Transactions

For Web Connect instructions, see How To Activate a Web Connect Account.

I've already set up my account. How do I know which method I'm using?

Choose the Tools menu in the upper left so select Account List. Click Edit next to your business relationship, and so choose the Online Services tab at the top.
On a Mac, cull your account on the left, then click the Settings button on the bottom right.

How do I alter the connection method on an account?

For steps to alter the connectedness method, click here.

Here's a summary of the differences:

Feature	Express Web Connect/Quicken Connect	Direct Connect	Web Connect
Automatically download transactions from your financial institution.	X	10
Pay bills and transfer money directly from Quicken.		Ten
Your financial institution may require a monthly fee and separate activation for this service.		X
You must manually download a file from your financial institution's website to update your transactions and business relationship balances.			X

Express Spider web Connect / Quicken Connect - Details


Availability	Most banks.
Features	Download transactions and update account balances.
Setup	Use the website login data equally your user ID and password when you lot add together accounts at that bank to Quicken.
Bill Pay	Non available from within Quicken.
Apply	You don't need to leave Quicken to download transactions and update business relationship balances. Just update your accounts and your new transactions and balances will be downloaded straight into Quicken.
Fees	You are not charged fees to utilise Express Web Connect.
Data	Express Web Connect is a one-style connection. Data is imported into Quicken, but Quicken cannot affect your transactions or balances in any style. Access and retrieval of information is automated through the employ of nightly updates. During these updates, our aggregation partner logs in to your bank'southward website on your behalf. By and large, this happens in one case a day and outside of business hours. Because of this, you may notice login activity on your banking concern's website overnight. Your login credentials are stored on our assemblage partner's servers. This makes updates faster for you. Your financial data is stored on Quicken-hosted servers. This provides a more complete history of your financial transactions than is typical for data stored on depository financial institution'due south servers. Our aggregation partner uses state-of-the-art security measures to protect your login credentials and your financial data. Quicken Connect in Quicken for Mac only: Quicken Connect is too a i-mode connectedness between Quicken and the banking company server, merely does non use a scheduled aggregation organization such as the Express Web Connect method. Besides, login credentials are stored in the Mac Keychain, non in Quicken.

Directly Connect - Details


Availability	Straight Connect is bachelor to customers of Quicken partner banks.
Features	Download transactions, update account balances, pay bills, and transfer money between your accounts.
Setup	Contact your bank to cheque on availability and to sign up for Direct Connect with Quicken.
Bill Pay	Bachelor from within Quicken.
Utilise	You don't demand to leave Quicken to apply the features that Direct Connect provides. If you signed up for bill payment, you can create payments from within Quicken and transport them at the same fourth dimension you download transactions and update your account balances.
Fees	Y'all may need to pay your bank a fee to use Straight Connect. Banks pay Quicken a fee to back up the services that Straight Connect provides. The fee may appear in your business relationship equally a Quicken fee. Contact your bank for details.
Information	Direct Connect is a 2-way connexion. This ways that data flows in both directions. First, a request for data is sent to your banking concern past Quicken. After the asking has been authenticated by your bank's servers, data is and then received and presented in Quicken. Your financial data is stored on servers controlled by your fiscal institution or past a third-political party they connect with. Your financial information is encrypted during download. You may be required to use a unique login ID and password that is separate from the ones used with your bank'southward website. Your customer ID and password are not stored on our aggregation partner'south servers. If yous cull to use the Quicken Password Vault, we encrypt them on your reckoner's difficult drive. Web and mobile app users: In club to sync your fiscal data to web and the mobile app, Quicken connects with our aggregation partner and your login credentials are stored on their encrypted servers. This allows our partner to collect your fiscal data so it can be synced to spider web/mobile.

Web Connect - Details


Availability	Web Connect is available to customers of Quicken partner banks.
Features	Download transactions and update account balances.
Setup	Visit your fiscal institution website and create a website login if you don't take 1 already. Utilise the website login information as your user ID and password when yous add accounts at thatbank to Quicken.
Neb Pay	Not available from inside Quicken.
Use	Initiate an update by visiting your bank'due south website and navigate to a "Download" or "History" area (the name will vary). When you see a button or link that says Download to Quicken, click information technology. Initiate an update from within Quicken, open the account you want to update, and then choose Account Actions > Update Now. This will take you lot to your bank's website. Click Download to Quicken to update your business relationship.
Fees	Y'all are non charged fees to use Web Connect. Banks pay Quicken a fee to support the services that Spider web Connect provides.
Data	Web Connect is a ane-way connexion. Data is imported into Quicken, but non exported. All imported data is stored on your computer. Financial data is encrypted during download. Your login data is non stored in Quicken. Yous must enter it each time you update your business relationship.

Troubleshooting

For the online banking troubleshooting guide, click hither. You can too observe the specific mistake number in the One Step Update Summary. You can then search for that fault number in the Search field at the top of this page.

Connection Types in Quicken